What is Credit and Why is it so Important?

by Admin on
Categories
Your credit score is a necessary fact of life, and whether you think it’s fair (it isn’t) or not, your credit score can affect a large part of your life. It’s also important to remember that your credit score is...

Watching the roller coaster ride of the stock market can make many investors queasy.  Even though the stock market has, historically, always trended up, investors can’t help but feel uneasy as they watch the values of their portfolios rise and fall with the market.

2018 Tax Changes You Need to Know

by Admin on
As we draw closer to filing 2018 taxes, Americans are starting to think more about the changes to the U.S. tax code. Though the tax code has been tweaked in recent years, it’s been 27 years since the last major revision that took place under President Reagan. Whether you plan on doing your own taxes, or will be consulting with a CPA or other tax professional, take some time to familiarize yourself with the multiple changes that will take effect in 2019 for the 2018 tax year...

401(k) Basics

by Admin on
As a retirement plan, 401(k) plans currently outpace the competition, with more than 54 million Americans participating in a 401(k) plan, and nearly 550,000 plans offered. Employer sponsored, 401(k) plans are by far the...

The Value of Dollar Cost Averaging

by awadmin on
Categories

It has been argued that the best way to invest in the stock market is with a lump sum of capital that can be properly diversified across several asset classes. But, for many people with a desire to achieve long term growth, that is not possible because they’ve yet to accumulate a lump sum of capital...

Why Bear Markets Don’t Matter

by awadmin on
Categories

If you’ve been listening to the financial media of late you have no doubt heard some of the so-called experts prognosticating on the prospect of the next big bear market. Unquestionably, the stock market is at another crossroads, and its early percentage increase this year belies the concerns that most people have over the global economy...

The Power of Compound Interest

by awadmin on
Categories

Remember your mid-twenties when retirement seemed like a lifetime away, and living paycheck to paycheck was not only the norm, but your reality. ‘If only I knew then what I know now’ can be heard echoing throughout offices in banks around the country.

401(k) vs. IRA

by awadmin on
Categories
As the go-to investment option for most companies and their employees, 401(k) plans provide many benefits to plan participants, including deferment of taxes, the likelihood of an employer match, and a high maximum allowable for annual contributions. But for those that are self-employed...